Job Description
Key Responsibilities: - Manage and oversee the funding operations, ensuring timely and accurate disbursement of funds to dealers.
- Develop and implement funding policies and procedures to streamline operations and maintain compliance with regulatory requirements.
- Collaborate with the underwriting team to ensure seamless transition from credit approval to funding.
- Communicate with Credit Analysts and Dealer Partners to resolve discrepancies and obtain additional information when necessary.
- Manage the Funding Associate to conduct thorough reviews of all collateral supporting documentation for accuracy to ensure proper collateral perfection.
- Review and verify all documentation related to finance contracts to ensure accuracy and completeness.
- Manage the Funding team to maintain accurate and up-to-date records of all funding transactions and documentation.
- Develop and implement funding checklists and quality standards
- Utilize Microsoft Office and Loan Origination Systems (LOS) to process and manage funding transactions.
- Maintain detailed records of all funding activities and ensure proper documentation is maintained.
- Work closely with dealers to resolve any issues related to funding and provide exceptional customer service.
- Train and mentor funding staff to ensure high performance and continuous improvement, to achieve departmental goals.
- Manage and provide excellent customer service and support to dealers and customers regarding funding questions and concerns.
- Regularly review and analyze funding processes to identify opportunities for efficiency improvements.
- All other job duties assigned.
Qualifications: - Bachelor's degree in Finance, Business, or a related field.
- Minimum of 5-7 years of experience in funding operations or a related field in a financial services or banking industry,
- A minimum of 2-3 years in a managerial role.
- Previous experience in funding or related financial services is mandatory.
- Proficiency in Microsoft Office (Word, Excel, PowerPoint).
- Strong familiarity with Loan Origination Systems (LOS).
- Excellent analytical, organizational, and problem-solving skills.
- Working knowledge of financial services regulations together with all internal policies and procedures
- Working knowledge of various loan structures, payment schedules, amortizations, interest rates
- Ability to review and comprehend required entity formation documentation for all 50 states.
- Excellent communication and interpersonal skills.
- Deep understanding of financial information and lending regulations.
- Excellent management and leadership to lead the team.
- Effective interpersonal skills for working across teams and departments
- Ability to work on-site at our Foothill Ranch, CA office.
Profile Differentiators: - Experience in founding, co-founding or working in a fast-paced startup environment.
- Experience in Powersports Finance Industry (motorcycle, ATVs UTVs, PWCs)
- Experience in a FinTech startup.
- Advanced Professional degree
Salary Range: $90,000 - $105,000 annually, based on experience and qualifications.
Equal Opportunity: KMRF is an Equal Opportunity Employer; employment with KMRF is governed on the basis of merit, competence and qualifications and will not be influenced in any manner by race, color, religion, gender, national origin/ethnicity, veteran status, disability status, age, sexual orientation, gender identity, marital status, mental or physical disability or any other legally protected status.
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